Neighborhoods

Location, Location, Location

Chicago is comprised of over 200 residential neighborhoods: sound confusing? I  have developed a Chicago neighborhood resource page that explains the geographic location of the neighborhood, the history, culture, architectural style, amenities and average home prices within each individual neighborhood. This will aid both old and new residents to Chicago narrow the possible places they may want to buy.

Mortgage

The Right Plan

Once you have met with Millie and decided what appeals to you, you will begin the process of putting your finances in order. Meeting with a lender and getting pre-approved for a mortgage will establish your ideal price range and secure a current interest rate. The Getting pre-approved not only helps determine what you have to spend, but makes you more attractive to sellers and their listing agents. It will also let you speed your way into the negotiating process. Coming to terms with your finances with your lender will ensure that your dream home does not slip through your fingers. I have carefully selected one trusted, respected and highly established lender that I recommend.

http://mychicagomortgageguy.com/

Real Estate Attorneys

Realities and Legalities

A real estate attorney is one of your most important resources within the transactional process. A real estate attorney cannot negotiate a contract, but will find savings that are truly worth the fee. Your attorney will help to translate laws and bylaws that pertain to Illinois and Chicago exclusively. He/she will closely examine the contracts and all legal documents pertaining to the purchase, ensure your title is free from all liens, or fees running with the land and warrants pertaining to the property. They will pro-rate all taxes and review all condo or coop documents and bylaws. This will ensure your peace of mind throughout the transaction. If you do not know of a real estate attorney, I can recommend one to you.

Schools

Educating You and Your Children

Yes, Chicago is one of the largest cities in the United States. Yes, Chicago has one of the largest school districts in the country as well. I understand the process of finding a school can be overwhelming. Let me help you find the perfect place for your child to be nurtured and educated. I furnish my clientele with a list of schools in specific areas that meet their and their child's specific needs. Websites such as http://schoollocator.cps.k12.il.us/ can assist you in your search for a school in your Chicago neighborhood of choice. Also, http://www.greatschools.net/ can help you find which school in your desired neighborhood, whether it is public or private, ranks the highest in several areas. Parents of students enrolled in these schools rate the schools based on staff, curriculum, extra circular activities and student to teacher ratios.

Home Inspection

Examining the Facts

After the finance portion of the transaction is finalized, the attorney review and home inspection will occur. The home inspector will examine the property to see if there are any obvious defects, i.e. non-working appliances, furnaces, electrical, etc. Inspectors will not find hidden or "latent" defects within the property. When the inspection is complete the results will then be passed to your attorney for review. This may influence the negotiating process, or modify portions of contract.  I can recommend a trusted, professional and thorough home inspector.  
 
Interior Design

Millie recommends Suzanne Lovell, Inc. Architectural Digest Magazine has recognized Suzanne Lovell for her unique designs and impeccable knack for turning any space into an elegant yet functional room.   See her numerous accolades by visiting her website. http://www.suzannelovellinc.com/